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car insurance in georgia

The Best Car Insurance In Georgia

The Best Car Insurance In Georgia – Are you looking for the best car insurance in Georgia? Peach State’s auto insurance requirements are pretty basic. The Empire State of the North requires only basic liability insurance to drive legally. But the basics don’t always mean they’re good. If you enter the road with only the minimum insurance required, you could end up with huge car insurance bills that you pay out of your own pocket.

So why not protect yourself from these unexpected expenses and damages. Read this review to learn about the auto insurance companies that offer the best car insurance in Georgia. If you are looking for the best auto insurance rates nationwide, you can also check out our list of the best car insurance providers.

Best car insurance in Georgia 2021

GEICO

GEICO is one of the most credible car insurance in Georgia. GEICO offers premium coverage packages for drivers in the Peach State. Apart from the basic car insurance coverage plan, it provides mechanical breakdown coverage and drive-sharing insurance to drivers.

You can easily receive offers for your vehicle through the official GEICO website. In addition, it has a virtual assistant who can answer any questions you may have regarding their insurance policy.

USAA

USAA insurance is relatively cheaper than other car insurance providers and offers excellent car insurance coverage plans for Georgia drivers. As the above table shows, it has a very strong financial rating, which indicates that it can easily pay off its financial obligations.

It scores well in terms of customer satisfaction. One disadvantage of USAA is that its membership is very limited due to strict qualification requirements.

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State Farm

On average, a State Farm auto coverage plan will cost you approximately $1,234 per year. State Farm has a strong network of professional agents available to assist 24/7. Clients are also mostly satisfied with its performance in terms of claims handling.

Progressive

Progressive Insurance is a giant in the insurance world with over 18 million clients. The company has been able to attract and retain many clients with a strict commitment to saving them money through their auto insurance rates.

Progressive is a leader in offering safe driving discounts, making it an excellent choice for people with a good driving record. Even today, people who switch to progressive car insurance in Georgia save an average of $699 annually.

What Are State Minimum Requirements?

Georgia, like many other US states, has minimum car insurance liability requirements that you must meet in order to drive legally. If you do not have proper insurance, you may be charged for “driving without insurance” in Georgia. This is a misdemeanor that can result in a fine of up to $1,000 or up to 12 months in prison. Additionally, you will also face license suspension for 60 to 90 days.

Additionally, to meet Georgia’s minimum auto insurance requirements, you must have liability insurance to cover unforeseen events or damages. Liability insurance pays for property damage and injuries you cause to others on the road. If another driver hits your car, you can easily sue for vehicle liability insurance or sue for your injury and damages.

Car insurance requirements in Georgia

Peach State vehicle owners must have liability coverage that includes at least:

  • $50,000 for multiple injuries in an accident.
  • $25,000 for bodily injury to one person.
  • $25,000 for property damage in an accident.
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If you cause a car accident and your liability insurance doesn’t pay everyone’s bills, remember that you can still be sued for the rest. This is the financial risk of low limits of liability. If you have valuable assets such as savings that are likely to be lost in a lawsuit, it makes sense to have a higher limit on liability coverage.

How do you find our list of the best car insurance in Georgia? To save yourself from unexpected accident costs, make sure you get car insurance. The type of insurance plan that is right for you depends entirely on your driving habits and vehicle model. Therefore, carefully analyze your coverage requirements and driving habits to choose the company that best suits your needs.