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Best Home Insurance Companies

Best Home Insurance Companies – Whether you want the best protection for your home, we will provide you with information on the best home insurance companies in the United States. Each company excels in a different category, so we’ll explore which companies excel in the scope you’re looking at.

These five companies are considered the best in the industry, as they consistently provide the best products and customer service. They are reliable and offer a wide range of stable and effective home insurance policies that will protect your home should something worse happen.

The best home insurance companies and policies will vary from person to person, so we’ve sifted through the details to bring you our top picks. These companies have a long and diverse history of offering the most cost-effective coverage.

The companies below are highly rated by credit agencies and all are rated as good by the Better Business Bureau (BBB).

5 Best Home Insurance Companies


American Strategic Insurance was founded in Florida in 1997 to provide home insurance. A few years later, it expanded to include Texas homes. ASI weathered the worst storm in recent memory and stayed on course, even as other companies left the Florida market.

In 2014, ASI was acquired by Progressive Insurance for $875 million. ASI mainly focuses on housing, including flood and canopy. Their products are sold under the Progressive Agency System, which writes homeowners’ traditional insurance for single-family homes, renters insurance, condominium insurance, and seasonal or investment home coverage. Policies are tailored to your individual needs.

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ASI provides comprehensive policies of up to $5 million. ASI offers competitive flood insurance available through the National Flood Insurance Program. They also offer great rates on pool insurance and have a free 24/7 claim line.


Although the American Automobile Association (AAA) is best known for its auto insurance, AAA offers some competitive insurances for homeowners. AAA has covered homes across the United States for more than 30 years.

Along with home insurance companies, AAA covers residential properties and condominiums. AAA insurance covers earthquakes and floods separately. Fees vary depending on how much you buy, what you cover, and the risk of your property being submerged. They also offer comprehensive insurance.

You are not required to be an AAA member to receive the offer, but to receive AAA insurance you must be a member starting at $53/year. Purchasing multiple policies can give you a discount of up to 20 percent depending on your region.


Founded in 1952, Foremost is part of the Farmers Insurance Group and offers home insurance companies to mobile homeowners. They were the first to write policies for travel trailers, and they continue to do so to this day. They are considered the number one mobile home insurance company.

It mainly specializes in homes that are not usually covered by other home insurance policies, such as older, seasonal, vacation homes, home rentals, cars, and manufacturing. Where they really shine is that they can combine multiple landlord properties into one document so that you only pay one bill.

Owner’s Insurance is designed specifically for home rentals and provides specialized coverage specifically for the needs of landlords. This includes home, personal injury and loss of rental coverage. You can increase this coverage to extend replacement cost coverage.

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Also of note is one of the few insurance companies in Michigan that will insure homes and properties used for AirBnB.


Progressive was founded in 1937 in the small village of Mayfield, Ohio by a group of lawyers who had lucrative business in insurance, particularly auto insurance. They were the first home insurance companies to offer a drive-through service where you can get a claim estimate.

They were also the first to offer a 24/7 claims service and added an instant response in 1994. Progressive has received great reviews across the board. They promise comprehensive homeowner coverage that is flexible and tailored to meet your needs. Their app is optimized to help you get secure on the go.

Progressive gives you plenty of ways to save with some of their policy options. They also offer protection for money and securities, credit card and theft protection, additional protection for valuables, guaranteed replacement costs, and an inflation guard so your insurance policy adjusts to inflation.


Founded in Seattle, Washington in 1923, Safeco provides home insurance companies to millions of Americans. Backed by Liberty Mutual, Safeco offers comprehensive homeowners insurance with several optional coverages, such as backing up coverage for damage to your jewelry, artwork, and equipment.

They will pay the full replacement cost of your personal belongings and will not take into account depreciation if you choose this option on your policy. Safeco aims to make insurance easy. The plans are affordable and flexible, so you can buy everything you need and get rid of what you don’t.

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Safeco has an extensive network of independent agents that sell insurance in 46 states. They also offer combined plans for home and car, temporary housing, personal property replacement, and identity theft coverage. They also have an app called “Safeco’s Home Inventory” that lets you create a home inventory so you’ll have this information when you submit a claim.

Thus an explanation of the home insurance company that you can use as a service for your home. And hopefully the information above can be useful and can help you in choosing the best home insurance service and what you need.